About Us 

Founded in 1993, Yoma Bank is Myanmar's most progressive domestic bank. It offers savings products, a wide range of loans and business solutions to individuals, SMEs and local corporate clients to fund their business operations in Myanmar.  With over 25 years of being responsible bank, Yoma Bank has been consistently making significant investments in strategic priorities- people, technology and corporate governance. Yoma Bank stands in the top 5 banks in Myanmar by assets with 3000+ employees and 80+ branches across the country. 

Yoma Bank strives to fulfill its mission to “Build a better Myanmar for its people” financing the needs of Myanmar families and businesses. All the operations led by the Bank are centered around its core values such as Customer, Integrity, Respect, Teamwork and Innovation. Yoma Bank has also established strong partnership with both local and international organisations leveraging strategic advantages in its services. For more information, please visit www.yomabank.com.

Our Mission

Building a Better Myanmar for its people

‘‘The ‘How’ to ‘Build a Better Myanmar for its people’’ leads us to confront the biggest challenge facing the Group and to build a roadmap to move forward and create value in everything we do. How is a better Myanmar defined? In my own words, ‘’better’’ must be compared in quantitative, qualitative, spiritual and material terms to that of today. Through passion and proficiency aligned to this deep sense of determination, the Group is committed to build a better Myanmar together with its people and for its people.

Our Vision

The Bank for your Aspirations

Yoma Bank Mission & Vision is regularly reviewed by Yoma Bank leadership. The current Mission and Vision wording has been approved by board of directors on January 2020.

Our Core Values

Annual Report

FMI annual report 2019,  2018-2019,  2017-2018

Yoma group (FMI) annual reports include an analysis of Yoma Bank performance and communicate progress made in Yoma Bank strategy.   Yoma Bank  Leadership reviews its strategy annually together with the Board of Directors. The latest Strategic Plan has been approved by the Board of Directors on February 28th, 2020.

Our Timeline


Yoma Bank Ltd. was established, opening its first branch near Yangon’s iconic Bogyoke Aung San Football Stadium.


Yoma Bank employs cutting-edge wireless banking technology and adopts Myanmar’s first computerized accounting system. 


Yoma Bank opens its 41st branch. Operating in 24 cities, it is now one of Myanmar’s largest banks.


Amid a nationwide financial crisis, the Myanmar government imposes strong banking restrictions and begins nationalizing private banks. Despite government restrictions, Yoma Bank continues to offer reliable and efficient domestic remittances. To this day Yoma Bank’s remittance service remains the most trusted in the country.


Under Myanmar’s new democratic government, the restrictions imposed in 2003 are lifted and Yoma Bank regains its full banking license. It now has more than 50 branches across Myanmar. 


With 79 branches nationwide, Yoma Bank launches its SMART digital account and new mobile banking App, continuing to lead the way in modern, world-class banking.


Yoma Bank celebrated 25th Anniversary and conducted series of commemorative activities such as plastic crisis awareness campaign, donation to 10 school libraries, the Myanmar’s first financial literacy Hackathon competition, eye tests for school children at Pun Hlaing Hospital, etc.


The International Finance Corporation (“IFC”) converted the loan provided 9n 2014 to Yoma bank to a 5.12% equity shareholding making the IFC to become the first international investor at a local bank in Myanmar.

Yoma Bank also launched new Business Centers in Yangon and in Mandalay to accelerate its commitment to financial inclusion, both in lower and upper Myanmar.