If you have a SMART Account and save with Yoma Bank, you may be eligible for SMART Credit, a line of credit up to 3,000,000 MMK exclusive to SMART users. With an online application, no collateral or guarantors required, and funds quickly deposited into your SMART account, it has never been easier to get the short-term financing you need. 

Apply for SMART credit quickly and easily through our online application

Through our stress-free repayment system, equal monthly repayments will be automatically deducted from your account, with automated reminders three days before each installment is deducted.