Flexi Account

Let your money grow with a high interest while having the benefits of easy access to your money with the new Yoma Bank Flexi Account. 

Note: Shared account option is only applicable to personal account holders.

Features and Benefits

Earn Interest
Accrue daily interest starting at 10,000 MMK* 

Unlimited Withdraw and Deposit
Withdraw and deposit as many times as you want within our business hours. Cash deposits must be made over the counter at branches. Withdrawal at ATM is subject to ATM operating limits.

Manage your account online 
Easily transfer from Flexi Account to all Yoma Bank accounts and other banks’ accounts is available. Transfer between Flexi Account and Flexi Everyday Account is available over the counter, Online Banking and Yoma Bank Mobile Banking Application. 

Linkage with your Current Account
Automatic funds transfer from your Flexi Account to your Current Account in case of overdraft (outward from Flexi Account is allowed, inward to Flexi Account is not allowed). 

Monthly Statements
Receive detailed statements about your daily spending and account activity.

A passbook will be issued upon request after opening an account. 

*Calculated daily and paid monthly. ​

Interest Rate

Amount (MMK) Annual Interest Rate
Up to 500 million 6%
500 million - 1 billion 6.5% 
Above 1 billion 7.5%


  • Minimum initial deposit: 10,000 MMK
  • Minimum balance: 1,000 MMK
  • Must be at least 18 years of age​
  • Must provide original NRC ID Card or passport for verification 

Rates And Fees

  • Inactive Account Fees - 1,500 MMK
    (Opened accounts without any transactional activity within the last one-year period will be considered inactive accounts.)

Flexi Interest Calculator


Monthly Interest

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Total Interest

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Total Amount
(Amount+Total Interest)

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Disclaimer: This calculation is just illustration purpose for deposit amount up to 500 million MMK. For deposit amount above 500 billion MMK, there will be an additional 0.5% p.a. and 1.5% p.a., based on certain assumed prerequisites. Terms and Conditions apply.