A home for all of your banking needs
A home for all of your banking needs
A home for all of your banking needs
A home for all of your banking needs

SMART Suite

SMART is an all-inclusive banking platform that allows you to access a range of personal and business banking services anytime, anywhere. Manage your money, apply for loans, and transfer funds using a single account. Now each SMART account features a free MPU debit card and can link their SMART with their Wave Money Account to have access to over 40,000 Wave shops throughout the country.


Features and Benefits

24/7 Online Banking
The all-inclusive SMART mobile app lets you bank anytime, anywhere

Apply for SMART Online
Remotely sign up at applysmart.yomabank.com

MPU Debit Card
Receive a free MPU debit card and enjoy free cash withdrawals at Yoma Bank ATMs and up to one million kyats withdrawals per month from other ATMs with the MPU logo

Free Transfers
Enjoy zero fees on all SMART to SMART money transfers

Apply for Loans Online
Apply for a range of personal and business loans through your SMART account

Payroll Made Easy
Schedule automatic, cashless payments to your employees

Wave Money Account
SMART Accounts that are currently linked to your Wave Pay account can only use “Transfer In” feature but transfer out is no longer available. Full benefits of Wave Pay features can be used with Yoma Bank Flexi Everyday account. 

Mobile Top-Up Bonus
Enjoy 1.5% discount when you top up with your SMART Account  


Requirements

  • Must be at least 18 years of age
  • Must provide an original NRC ID Card or passport for verification