Super Fixed Deposit Account

Personal Banking > Accounts

Super Fixed Deposit Account

Personal Banking > Accounts

About Super Fixed Deposit Account

Secure your savings and earn up to an 12.00% per annum interest rate with Yoma Bank’s Super Fixed Deposit account.

Suitable for families, students, and retirees.

Choose the perfect account for you

Key Features & Benefits

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Earn High Interest

Maximize your savings, earning up to 12.00% p.a. with guaranteed returns.

Save Anytime

Enjoy the flexibility to make deposits anytime, while benefiting from a higher interest rate.

Upfront Interest Payout

Receive your interest upfront when you open a Super Fixed Deposit account—no need to wait until maturity.

Open Account Online

Conveniently open your account through the Yoma Bank Next Mobile Application without visiting a branch.

Customized Savings Goals

Tailor your savings plan by choosing a timeframe from one month to a year, aligning with your financial goals.

Note

Interest is calculated based on the principle deposit amount and the duration of the deposit term.

Account Opening Requirements

  • Initial Deposit : 50,000 MMK
  • Minimum Balance – 0 MMK
  • Must be at least 18 years of age​
  • Must provide an original NRC

Eligible Account Holders

  • Individual Accounts
  • Minor Accounts
  • Joint Accounts
requirement

Before you apply, please review the following information:

Account Details and Terms

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Deposit Term
(Super Fixed)		Annual Interest Rate
7 Days9.25%
14 Days9.75%
30 DaysLess than 300 million
11.00%From 300 million & above to less than 1 billion
11.15%1 billion & above
11.30%
90 DaysLess than 300 million
11.60%300 million & above
11.75%
180 Days11.80%
270 Days11.90%
365 Days12.00%
Note

*Upfront Interest payout can be requested for Super Fixed Deposit Accounts.

*Refer to Terms and Conditions for breakage details

Super Fixed Deposit Account

Frequently Asked Questions

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Yes, you can request the breakage of your Super Fixed Deposit account before the maturity date and withdraw your savings. However, you will not earn the accrued interest and will only receive the principal amount. If you requested an upfront interest payout when opening the account, you cannot break your Super Fixed Deposit account.

Upon maturity, you will receive the principal amount plus the accrued interest in the payout account you selected when opening the Super Fixed Deposit account. If the automatic renewal feature was activated, your principal savings and interest will be renewed automatically based on the selected renewal options.

No, you cannot add additional funds to an existing Super Fixed Deposit account. If you wish to invest more money, you will need to open a new Super Fixed Deposit account.

There are no penalties for early breakage. However, you will not earn the accrued interest and will only receive the principal amount. If you requested an upfront interest payout when opening the account, you cannot break your Super Fixed Deposit account.

Customers who opted for an upfront interest payout when opening a Super Fixed Deposit account cannot request breakage of the account before maturity.

A Super Fixed Deposit account is an upgraded version of the classic Fixed Deposit product, offering higher interest rates for both retail and business customers.

Read all FAQs

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