SMART Account
Personal Banking > Accounts
SMART Account
Personal Banking > Accounts
About SMART Account
Manage your money anytime, anywhere with Yoma Bank’s SMART account. Suitable for business owners, merchants, and traders.
Choose the Perfect Account for You
Key Features & Benefits


Unlimited Withdrawals
Access your funds whenever you need them, with unlimited withdrawals at any Yoma Bank branch nationwide.

Manage Your Savings Easily
Take control of your savings 24/7 with the Yoma Bank Next Mobile Application, managing everything conveniently from your fingertips.
Account Opening Requirements
- Minimum Initial Deposit – 0 MMK
- Minimum Balance – 0 MMK
- Must be at least (18) years of age
- Must provide an original NRC
Eligible Account Holders
- Individual Account
- Joint Account

Before you apply, please review the following information:
Account Details and Terms

- Inactive Account Fees – 1,500 MMK
(Accounts without any transaction activity for over one year will be considered inactive and subject to this fee per month.)
SMART Account
Frequently Asked Questions

The SMART Account is a Current Account.
No, the SMART Account does not earn any interest.
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BizSpace Portal
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Payroll Portal
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