Standards

We consider the following standards to structure our non-financial reporting:

UN Global Compact

Yoma Bank joined the UN Global Compact on 4th December 2015. Since then, we have regularly issued our COP reports. They can be found here.

Global Reporting Initiative (GRI) Standards

Yoma Bank aligns its non-financial reporting with the GRI Standards to support transparent, consistent, and comparable disclosure of sustainability-related information. The Bank has adopted the GRI framework in reporting relevant environmental, social, and governance (ESG) data, enabling stakeholders to better assess and compare the Bank’s sustainability performance against industry peers and established reporting practices.

Corporate Governance Scorecard

You can find our report against the Myanmar Corporate Governance Scorecard here.

Sustainable Development Goals (SDGs)

SDGs	Why?	Metrics (FY 2025/2026)
	Promote better education so that children, students and people across the country can access better educational opportunities, develop the skills for tomorrow and support themselves.	3,397 people received at least one training session during the financial year. On average, our employees receive 20.2 hours of training.
	Offer equal opportunities to our employees, regardless of their gender, sexual orientation, age or professional background.	Zero-tolerance approach to discrimination 53% of our employees are women 287 women were promoted
	Enable Myanmar’s economy by offering our customers the products and services they need to support the development of the country.	32% of our customers use digital banking and mobile apps to access their account 79% of procurement expenditure on goods and services spent with Myanmar-based suppliers. 87% of the suppliers were local.
	Help the development of quality infrastructure that will become the backbone of Myanmar’s economy.	MMK 5,360 billion in customer deposits 1.6% of capital expenditure was allocated to the enhancement of technological assets
	Empower Myanmar’s people so that they can access products to finance their future, fostering new lifestyles.	MMK 3,727 billion in gross customer loans. Financing provided to more than 9,500 SMEs as of December 2025. SME financing represented 38.3% of the total financing portfolio.
	Consider climate change a major risk that will transform and reshape Myanmar’s future and economy.	Total greenhouse gas emissions of 2,848 tCO₂e (Scope 1: 1,733 tCO₂e; Scope 2: 1,066 tCO₂e; Scope 3: 49 tCO₂e). Energy expenditure amounted to MMK 4 billion. 38 kWp solar capacity installed, generating 635,045 kWh of renewable energy and delivering a 27% reduction in electricity costs by December 2025 27% reduction in electricity costs by December 2025.
	Tackle corruption and support the development of Myanmar institutions.	100% of our customers looking for a loan should comply with our AML/ CFT and Environmental & Social Policies. Tax paid amounted to MMK 14,677 million MMK 193 million were donated to various philanthropic organizations.

Overview

Our non-financial data reflects the Bank’s performance as of 31 March 2026.

People Profile

• 3,397+ employees worked at Yoma Bank.
• 53% of our workforce are women.
• 37% of our people are younger than 30 years old.
• The Board comprised 6 directors, all of whom were male.
• 66.7% of directors were aged 70 years and above, 16.7% were aged between 60 and 69 years, and 16.7% were aged between 50 and 59 years.

Training and Development

• 67,446 total training hours delivered.
• 2,950 employees participated in training programmes.
• Average training hours per employee are 20.2 hours.
• 203 training sessions conducted.

Energy and Carbon

Supply Chain

• 79% of procurement expenditure on goods and services spent with Myanmar-based suppliers.
• 87% of the suppliers were local.

Product Responsibility

• 32% of customers are using digital banking and mobile apps.
• Financing provided to more than 9,500 SMEs as of December 2025.
• SME financing represented 38.3% of the total financing portfolio as at December 2025.